Održivost mirovinskog sustava Republike Hrvatske

master's thesis

• Author: Ana Filaković
• Mentor: Dajana Barbić (mentor)
• Committee member: Dajana Barbić (predsjednik povjerenstva)
• Committee member: Antonija Buljan (član povjerenstva)
• Committee member: Maja Mihelja Žaja (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; Zagreb
• Defense date and country: 2022-09-26, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics; Finance

Abstract

Mirovinski sustav jedan je od temelja socijalne sigurnosti. Glavna je zadaća mirovinskog sustava osigurati kvalitetan život umirovljenom stanovništvu. Mirovinski sustav ovisi o broju radno sposobnih stanovnika i kretanjima osnovnih makroekonomskih varijabli. Njegova održivost zato u uvjetima izraženog starenja stanovništva i učestalih kriza postaje veliki izazov. Primjerenom mirovinskom politikom negativni se učinci takvih okolnosti mogu ublažiti. Mirovinska politika trebala bi biti rezultat analize relevantnih podataka i projekcija za budućnost. Neprimjerenom mirovinskom politikom neizbježno će doći do pada životnog standarda umirovljenika i do preopterećenja državnog proračuna. Od 1998. godine u svrhu povećanja mirovina i financijske održivosti u tri je faze provedena mirovinska reforma. Rezultati provedene reforme nisu zadovoljavajući s obzirom da su problemi velikih državnih izdataka za mirovine i neadekvatne mirovine i dalje prisutni. Predviđanja demografskih kretanja ukazuju na daljnje pogoršanje u tom pogledu i ukazuju na upitnu održivost mirovinskog sustava Republike Hrvatske.

Abstract (english)

The pension insurance system is one of the foundations of social security. Its main function is to ensure a better quality of life for the retired population. The pension insurance system depends on the labour force and trends in main macroeconomic variables. Its sustainability is therefore challenging in terms of distinct ageing of the population and frequent crises. With appropriate pension policies, the negative effects of such circumstances can be mitigated. Pension policies should be a result of an analysis of the relevant data and projections for the future. Inappropriate pension policy will inevitably lead to a fall in the standard of living of pensioners and overburden the state budget. Since 1998, pension reform has been implemented to increase pensions and financial sustainability. The results of the implemented reform are not satisfactory given that the problems of high public expenditure relating to pensions and inadequate pensions remain. Predictions of demographic trends suggest further deterioration in this respect and indicate questionable sustainability of the Croatian pension insurance system.

• Keywords: mirovinski sustav; starenje stanovništva; krize; javni izdaci; reforme; održivost
• Keywords (english): pension system; aging population; crises; public expenditure; reforms; sustainability
• Language: croatian
• URN:NBN: urn:nbn:hr:148:372229
• Study programme: Title: Business Economics; Study programme type: university; Study level: integrated undergraduate and graduate; Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Access restricted to students and staff of home institution
• Created on: 2022-09-27 15:39:46