Tržište životnog osiguranja u Švedskoj

master's thesis

• Title (english): The life insurance market in Sweden
• Author: Danijela Bolšec
• Mentor: Maja Mihelja Žaja (mentor)
• Committee member: Mihovil Anđelinović (član povjerenstva)
• Committee member: Jakša Krišto (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; (Department of Finance); Zagreb
• Defense date and country: 2023-04-18, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics; Finance

Abstract

Rizik predstavlja neophodan dio ljudskog postojanja te neprestano vrši pritisak na čovjekov razvoj. Ljudi su tražili razne načine kako bi uspjeli savladati brojne rizike kojima su izloženi. Svakodnevno prisutstvo rizika je nemoguće izbjeći, a kako bi smanjili njegov utjecaj na vlastiti život ljudi traže zaštitu. Jedan od temeljnih instrumenata za zaštitu od takvih rizika je životno osiguranje. Životno osiguranje prepoznato je kao važan investicijski i štedni oblik u brojnim razvijenim zemljama, pa tako i u Švedskoj. Životno osiguranje igralo je važnu ulogu u Švedskoj u prošlosti za njezin razvoj, ali i u sadašnjosti kao važan instrument zaštite i štednje njezinih građana. U ovom radu provedena je analiza tržišta životnog osiguranja u Švedskoj za razdoblje od 2017. do 2021. godine. Temeljem analize podataka o bitnim pokazatelje razvijenosti tržišta životnog osiguranja, dobit će se uvid o načinu funkcioniranja i karakteristikama životnog osiguranja u Švedskoj te o profitabilnosti i investicijama društva za životno osiguranje u Švedskoj.

Abstract (english)

Risk is an inevitable part of human existence and constantly exerts pressure on human development. People have looked for various ways to overcome the many risks they are exposed to. The daily presence of risk is impossible to avoid, and in order to reduce its impact on their own lives, people seek protection. One of the fundamental instruments for protection against such risks is life insurance. Life insurance is recognized as an important investment and savings form in many developed countries, including in Sweden. Life insurance played an important role in Sweden in the past for its development, but also in the present as an important instrument for the protection and savings of its citizens. In this paper, an analysis of the life insurance market in Sweden for the period from 2017 to 2021 was carried out. Based on the analysis of data on important development indicators of the life insurance market, an insight will be gained into the functioning and characteristics of life insurance in Sweden, as well as the profitability and investments of the life insurance companies in Sweden.

• Keywords: životno osiguranje; Švedska; penetracija i gustoća životnog osiguranja; pokazatelji profitabilnosti; investicije
• Keywords (english): life insurance; Sweden; life insurance penetration and density; profitability indicators; investments
• Language: croatian
• URN:NBN: urn:nbn:hr:148:367123
• Study programme: Title: Business economics; Study programme type: university; Study level: integrated undergraduate and graduate; Academic / professional title: sveučilišni magistar ekonomije/sveučilišna magistra ekonomije (sveučilišni magistar ekonomije/sveučilišna magistra ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Access restricted to authenticated users
• Created on: 2023-04-19 20:29:05