Financiranje malih i srednjih poduzeća u Republici Hrvatskoj iz fondova Europske unije za programsko razdoblje 2021.-2027.

master's thesis

• Title (english): Financing of small and medium enterprises in the Republic of Croatia from European Union funds for the programming period 2021-2027
• Author: Filip Bogetić
• Mentor: Mladen Turuk (mentor)
• Committee member: Mladen Turuk (predsjednik povjerenstva)
• Committee member: Marko Kolaković (član povjerenstva)
• Committee member: Ivana Kovač (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; (Department of Entrepreneurship); Zagreb
• Defense date and country: 2023-09-20, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics; Economics of Entrepreneurship

Abstract

Mala i srednja poduzeća čine preko 99% svih poduzeća na području Republike Hrvatske što ukazuje na iznimnu važnost sektora za nacionalno gospodarstvo i razvoj. Mala i srednja poduzeća potiču poduzetničke sposobnosti i privatno vlasništvo, generiraju zapošljavanje i doprinose proizvodnji i izvozu. Sve navedeno direktno utječe na BDP zemlje. No, zbog veličine ova skupina poslovnih subjekata najčešće se suočava s problemom pristupa financijskim sredstvima, što je ključna prepreka njihovom osnutku, razvoju i opstanku. Razlozi teškoće osiguranja pristupa vanjskim izvorima financiranja uključuje veću neizvjesnost, informacije i nedostatak vlastitog kapitala. Slijedom prethodno navedenog cilj ovog rada je detaljno istražiti, predstaviti i obrazložiti program financiranja iz fondova Europske unije za programsko razdoblje 2021.-2027. godine kako bi se malim i srednjim poduzetnicima te svim onim koji to planiraju postati, približila tema vanjskog financiranja odnosno financiranja iz fondova Europske unije. Dodatni cilj je istražiti percepciju studenata o ostvarivanju bespovratnih sredstava iz fondova Europske unije za male i srednje poduzetnike. Dosadašnja istraživanja ukazuju kako većina malih i srednjih poduzeća u Republici Hrvatskoj koristi vanjske izvore financiranja, a najčešće se koriste krediti banaka. Istraživanje provedeno u ovom radu ukazuje na slabu upoznatost studenata s EU fondovima i programima koji su na raspolaganju malim i srednjim poduzećima u Republici Hrvatskoj. S obzirom na sve veći interes malih i srednjih poduzeća za korištenje EU fondova i programa, potrebno je dodatno poticati interes mladih na mogućnosti koje EU fondovi i programi nude.

Abstract (english)

Small and medium enterprises make up over 99% of all enterprises in the territory of the Republic of Croatia, which indicates the exceptional importance of the sector for the national economy and development. Small and medium-sized enterprises encourage entrepreneurial skills and private ownership, generate employment and contribute to production and exports. All of the above directly affects the country's GDP. However, due to their size, this group of business entities is most often faced with the problem of access to financial resources, which is a key obstacle to their establishment, development and survival. Reasons for the difficulty of securing access to external sources of financing include greater uncertainty, information and lack of own capital. Following the aforementioned, the aim of this work is to investigate, present and explain in detail the financing program from the European Union funds for the program period 2021-2027. in order to bring the topic of external financing, i.e., financing from the European Union funds, closer to small and medium-sized entrepreneurs and all those who plan to become one. An additional goal is to investigate the students' perception of obtaining grants from the European Union funds for small and medium-sized entrepreneurs. Previous research indicates that the majority of small and medium-sized enterprises in the Republic of Croatia use external sources of financing, and bank loans are most often used. The research conducted in this paper indicates that students are not familiar with EU funds and programs available to small and medium-sized enterprises in the Republic of Croatia. Considering the increasing interest of small and medium-sized enterprises in using EU funds and programs, it is necessary to further encourage the interest of young people in the opportunities that EU funds and programs offer.

• Keywords: mala i srednja poduzeća; gospodarstvo; bruto domaći proizvod; EU fondovi
• Keywords (english): small and medium enterprises; economy; gross domestic product; EU funds
• Language: croatian
• URN:NBN: urn:nbn:hr:148:677448
• Study programme: Title: Economics of Entrepreneurship; Study programme type: professional; Study level: specialist graduate; Academic / professional title: stručni/a specijalist/ specijalistica ekonomije (stručni/a specijalist/ specijalistica ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Access restricted to students and staff of home institution
• Created on: 2023-09-20 11:04:23