Analiza utjecaja samostalnosti, samopouzdanja i financijskog sudjelovanja na financijsko ponašanje mladih

master's thesis

• Title (english): Analysis of the influence of independence, self-reliance and financial participation on the financial behavior of young people
• Author: Amela Botonjić
• Mentor: Dajana Barbić (mentor)
• Committee member: Irena Palić (predsjednik povjerenstva)
• Committee member: Marijana Ivanov (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; Zagreb
• Defense date and country: 2023-09-28, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics; Finance

Abstract

U današnje vrijeme sve je veći fokus na efikasnom upravljanju osobnim financijama. Razloga za to je mnogo, a jedan od najvažnijih uključuje činjenicu da je odgovorno financijsko ponašanje temelj osobnog rasta svakog pojedinca, ali i temelj ekonomske stabilnosti svake zemlje. Stoga je iznimno važno dobro razumjeti financijsko ponašanje pojedinca. Širok je spektar ekonomskih, psiholoških i socio-demografskih čimbenika koji imaju značajan utjecaj na proces financijskog odlučivanja i financijsko ponašanje pojedinca. U ovom radu izdvojena su tri čimbenika i analiziran je njihov utjecaj na financijsko ponašanje mladih. Riječ je o samostalnosti, samopouzdanju i financijskom sudjelovanju. U glavnim dijelovima rada objašnjava se koncept financijskog ponašanja pojedinca kao i čimbenici koji imaju značajan utjecaj njegovo financijskog ponašanja. U zadnje dijelu rada provedeno je empirijsko istraživanje u kojem je analiziran utjecaj samostalnosti, samopouzdanja i financijskog sudjelovanja na financijsko ponašanje mladih. Ciljna skupina ovog istraživanja je mlada populacija, odnosno osobe u dobi od 18 do 35 godina.

Abstract (english)

Nowadays, there is an increasing focus on efficient personal financial management. There are many reasons for this, and one of the most important includes the fact that responsible financial behavior is the basis of the personal growth of every individual, but also the basis of the economic stability of every country. Therefore, it is extremely important to have a good understanding of an individual's financial behavior. There is a wide spectrum of economic, psychological and socio-demographic factors that have a significant impact on the financial decision-making process and the financial behavior of an individual. In this paper, three factors are selected and their influence on the financial behavior of young people is analyzed. The factors involved are independence, self-reliance and financial participation. In the main parts of the work, the concept of financial behavior of an individual is explained, as well as the factors that have a significant influence on financial behavior of an individual. In the last part of the paper, empirical research was conducted in which the influence of independence, self-confidence and financial participation on the financial behavior of young people was analyzed. The target group of this research is the young population, i.e. people between the ages of 18 and 35.

• Keywords: financijsko ponašanje mladih; samostalnost; samopouzdanje; financijsko sudjelovanje; financijska socijalizacija
• Keywords (english): financial behavior of young people; independence; self-reliance; financial participation; financial socialization
• Language: croatian
• URN:NBN: urn:nbn:hr:148:397081
• Study programme: Title: Business economics; Study programme type: university; Study level: integrated undergraduate and graduate; Academic / professional title: sveučilišni magistar ekonomije/sveučilišna magistra ekonomije (sveučilišni magistar ekonomije/sveučilišna magistra ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Open access
• Created on: 2023-09-28 12:54:01