Komparativna analiza modela financiranja zdravstva u Hrvatskoj, Švedskoj i Sjedinjenim Američkim Državama

master's thesis

• Title (english): Comparative analysis of healthcare financing models in Croatia, Sweden and the United States of America
• Author: Patrik Juzbašić
• Mentor: Dajana Barbić (mentor)
• Committee member: Dajana Barbić (predsjednik povjerenstva)
• Committee member: Antonija Buljan (član povjerenstva)
• Committee member: Maja Mihelja Žaja (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; (Department of Finance); Zagreb
• Defense date and country: 2024-04-16, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics; Finance

Abstract

U radu je provedena komparativna analiza modela financiranja zdravstva odabranih zemlja; Hrvatske, Švedske i Sjedinjenih Američkih Država. Svaka promatrana zemlja koristi specifičan model financiranja zdravstva. U radu se analiziraju sekundarni podaci prikupljeni iz znanstvene i stručne literature te javno dostupnih baza podataka. Metode istraživanja korištene u radu su metoda analize i sinteze, metoda dedukcije te metoda komparacije.
Glavni zaključak rada je da uspješnost financiranja zdravstva u određenoj državi ne ovisi samo o pukom određivanju modela financiranja, već i o načinu implementacije, količini dostupnih resursa države, regulaciji, demografskim čimbenicima te mnoštvu drugih faktora i čimbenika koji utječu na uspješnost samog sustava financiranja zdravstva.
Hrvatski je zdravstveni sustav po svojim karakteristikama najbliži Bismarckovom modelu financiranja kojeg karakterizira obvezno zdravstveno osiguranje, te visoki udio javnog financiranja. Švedski je najsličniji Beveridgeovom modelu kojeg karakterizira financiranje porezima te također ima visok udio javnog financiranja dok je model korišten u SAD-u najsličniji je tržišnom modelu. Švedski i hrvatski model karakterizira univerzalnost, dok to u SAD-u nije slučaj. SAD je zemlja koja najviše izdvaja na zdravstvo, kako u usporedbi s Hrvatskom i Švedskom, tako i u usporedbi sa svim ostalim državama svijeta.

Abstract (english)

The key problem of the paper is the comparison of selected health financing models used in Croatia, Sweden and the United States of America. Each of the observed countries uses a specific health financing model. The paper analyzes secondary data collected from scientific and professional literature and publicly available databases. The research methods used in the paper are the method of analysis and synthesis, the method of deduction and the method of comparison.
The main thesis is that the successful healthcare financing in a certain country does not depend only on the mere determination of the financing model, but also on the implementation quality, the amount of available resources, regulation, demographic factors and many other factors that influence the success of the healthcare financing system itself.
According to its characteristics, the Croatian health care system is the closest to Bismarck's financing model, which is characterized by mandatory health insurance, and a high share of public financing. Sweden is most similar to Beveridge's model, which is characterized by tax financing and also has a high share of public financing, while the model used in the USA is most similar to the market model. The Swedish and Croatian model is characterized by universality, while this is not the case in the USA, also, the USA is the country that spends the most funds on healthcare, both in comparison to Croatia and Sweden, but also in comparison to all other countries in the world.

• Keywords: zdravstveni sustavi; financiranje zdravstva; Švedska; Hrvatska; Sjedinjene Američke Države
• Keywords (english): healthcare systems; healthcare financing; Sweden; Croatia; United States of America
• Language: croatian
• URN:NBN: urn:nbn:hr:148:622341
• Study programme: Title: Business economics; Study programme type: university; Study level: graduate; Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Access restricted to students and staff of home institution
• Created on: 2024-04-18 14:18:12