Utjecaj aktualnih mjera monetarne politike na kamatne stope i poslovanje banaka u Republici Hrvatskoj

master's thesis

• Title (english): Current monetary policy measures impact on bank operations and interest rates in Republic of Croatia
• Author: Ivan Novak
• Mentor: Branka Tuškan Sjauš (mentor)
• Committee member: Ana Ivanišević Hernaus (član povjerenstva)
• Committee member: Mladen Turuk (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; Zagreb
• Defense date and country: 2024-06-24, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics

Abstract

Diplomski rad se bavi analizom kretanja kamatnih stopa kao posljedicom primjene restriktivne zajedničke monetarne politike Europske središnje banke, koju Hrvatska narodna banka kao središnja nacionalna banka ima obvezu provoditi. Rad je podijeljen u pet glavnih cjelina u kojima se analiziraju vrste monetarne politike, instrumenti monetarne politike te krajnji ciljevi monetarne politike. Tijekom izrade rada identificirani su kao glavni ciljevi monetarne politike održavanje stabilnosti cijena i održavanje stabilnosti tržišta. U sklopu nastojanja provedbe aktualne monetarne politike donesena je odluka o podizanju ključnih kamatnih stopa kako bi se europsko financijsko tržište zaštitilo od svih rizika koji se nalaze u njegovu neposrednu okruženju. U radu je također provedena analiza glavnih makroekonomskih indikatora u svrhu prikaza trenutnih kretanja i trendova u gospodarstvu. Rad sadrži i poseban osvrt na vrste kamatnih stopa, njihove odrednice i kakav učinak povišenje ključnih kamatnih stopa ima na financijsko tržište i bankarski sektor. Rad se zaključuje sa službenim podacima glede učinaka primjene mjera monetarne politike na cjelokupno gospodarstvo i bankarski sektor.

Abstract (english)

The thesis deals with the analysis of interest rate movements because of the application of the restrictive common monetary policy of the European Central Bank, which the Croatian National Bank, as the central national bank, is obliged to implement. The work is divided into five main units, which analyze the types of monetary policy, the instruments of monetary policy and the ultimate goals of monetary policy. During the preparation of the paper, maintenance of price stability and maintenance of market stability were identified as the main objectives of monetary policy. As part of efforts to implement the current monetary policy, a decision was made to raise key interest rates to protect the European financial market from all the risks in its immediate environment. The paper also analyzed the main macroeconomic indicators for the purpose of presenting current developments and trends in the economy. The paper also contains a special review of the types of interest rates, their determinants and what effect the increase in key interest rates has on the financial market and the banking sector. The paper concludes with official data on the effect of the implementation of monetary policy measures on the entire economy and the banking sector.

• Keywords: kamatne stope; Hrvatska narodna banka; Europska središnja banka; monetarna politika; financijsko tržište
• Keywords (english): interest rates; Croatian National Bank; European Central Bank; monetary policy; financial market
• Language: croatian
• URN:NBN: urn:nbn:hr:148:375458
• Study programme: Title: Economics of Entrepreneurship; Study programme type: professional; Study level: specialist graduate; Academic / professional title: stručni specijalist/specijalistica poduzetništva (stručni specijalist/specijalistica poduzetništva)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Open access
• Created on: 2024-06-25 18:11:48