Analiza isplativosti dugoročnog najma u odnosu na kupnju stambenih nekretnina u Republici Hrvatskoj u usporedbi s odabranim zemljama Europske unije

master's thesis

• Title (english): Analysis of the profitability of long-term rental in relation to the purchase of residental real estate in the Republic of Croatia in comparison with selected countries of the European Union
• Author: Michaela Oberman
• Mentor: Tamara Slišković (mentor)
• Committee member: Martina Solenički (predsjednik povjerenstva)
• Committee member: Marija Beg (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; (Department of Finance); Zagreb
• Defense date and country: 2024-09-26, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics; Macroeconomics

Abstract

Ciljevi istraživanja ovog rada su usporediti sve bitne odrednice na temelju kojih se može donijeti odluka isplati li se kupiti neku nekretninu ili ipak plaćati najam stana. Prilikom izrade rada koristili su se sekundarni izvori podataka. Najvažniji zaključci rada su da se zemlje Europske Unije suočavaju s rastom cijena stanova, kako za prodaju tako i za najam. Takva tržišta su u europskim zemljama uređena strogim propisima gdje se pokušava osigurati sigurno tržište za sve sudionike. Hrvatska se suočava s rastom cijena koje posljedično prati rast gospodarstva. Odluka o kupovini stana je na svakom pojedincu koji mora dobro sagledati sve prednosti i nedostatke kupovine. S obzirom na trenutno stanje tržišta, građanima je uvijek bolje uložiti u vlastitu nekretninu jer im to predstavlja i oblik štednje te ulaganje u budućnost.

Abstract (english)

The objectives of this study are to compare all relevant criteria on the basis of which it can be decided whether it is worthwhile to buy a property or to pay the rent of an apartment. Secondary data sources were used in the preparation of the paper. The most important conclusions of the study are that European Union countries are facing rising housing prices, both for sale and for rent. Such markets are regulated in European countries by strict regulations that seek to ensure a safe market for all participants. Croatia is facing price increases that are consequently accompanied by economic growth. The decision to buy an apartment is a personal one, one that must be carefully weighed against the pros and cons of the purchase. Given the current state of the market, it is always better for citizens to invest in their own real estate because it represents for them both a form of saving and an investment in the future.

• Keywords: stambeno tržište; nekretnina; kupnja; najam; cijena
• Keywords (english): housing market; real estate; buying; renting; pricing
• Language: croatian
• URN:NBN: urn:nbn:hr:148:370356
• Study programme: Title: Business economics; Study programme type: university; Study level: integrated undergraduate and graduate; Academic / professional title: sveučilišni magistar ekonomije/sveučilišna magistra ekonomije (sveučilišni magistar ekonomije/sveučilišna magistra ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Access restricted to authenticated users
• Created on: 2024-09-27 07:15:41