Uloga banaka u financiranju subjekata malog gospodarstva

graduate thesis

• Title (english): The role of banks in financing small business entities
• Author: Pava Žokalj
• Mentor: Tin Horvatinović (mentor)
• Committee member: Marko Kolaković (predsjednik povjerenstva)
• Committee member: Mihaela Mikić (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; (Department of Entrepreneurship); Zagreb
• Defense date and country: 2024-09-30, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics; Economics of Entrepreneurship

Abstract

Ovaj diplomski rad istražuje ulogu banaka u financiranju subjekata malog gospodarstva.
Mali gospodarstvenici suočavaju se s brojnim izazovima kada je riječ o pristupu financijskim sredstvima potrebnim za rast i razvoj. Banke, kao glavni financijski posrednici, igraju ključnu ulogu u osiguravanju tih sredstava. Rad analizira različite oblike bankovnog financiranja dostupne malim gospodarstvenicima, uključujući kredite, kreditne linije i financiranje putem garancija. Također, istražuje se kako banke procjenjuju kreditnu sposobnost malih poduzeća te koje prepreke mogu otežati pristup financiranju. Kroz analizu slučajeva iz prakse i statističkih podataka, rad pruža uvid u trenutno stanje financiranja malog gospodarstva u Hrvatskoj te predlaže mjere za poboljšanje suradnje između banaka i malih poduzeća.

Abstract (english)

This master's thesis explores the role of banks in financing small businesses. Small entrepreneurs face numerous challenges when it comes to accessing the financial resources necessary for growth and development. Banks, as primary financial intermediaries, play a crucial role in providing these resources. The thesis analyzes various forms of bank financing available to small businesses, including loans, credit lines, and guarantee financing. It also examines how banks assess the creditworthiness of small enterprises and the obstacles that can hinder access to financing. Through case studies and statistical data, the thesis offers insights into the current state of small business financing in Croatia and suggests measures to improve collaboration between banks and small enterprises.

• Keywords: mali gospodarstvenici; banke; financiranje; krediti; kreditna sposobnost; Hrvatska
• Keywords (english): small businesses; banks; financing; loans; creditworthiness; Croatia
• Language: croatian
• URN:NBN: urn:nbn:hr:148:778024
• Study programme: Title: /; Study programme type: professional; Study level: graduate; Academic / professional title: magistar ekonomije/magistra ekonomije (magistar ekonomije/magistra ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Access restricted to authenticated users
• Created on: 2024-10-01 18:12:15