Održivost drugog stupa mirovinskog osiguranja u Republici Hrvatskoj

master's thesis

• Title (english): Sustainability of the second pillar of Croatian pension system
• Author: Tea Brcković
• Mentor: Ana Ivanišević Hernaus (mentor)
• Committee member: Anita Pavković (predsjednik povjerenstva)
• Committee member: Jakša Krišto (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; Zagreb
• Defense date and country: 2015-09-21, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics

Abstract

Predmet rada je drugi stup sustava mirovinskog osiguranja u Republici Hrvatskoj. U radu će se analizirati učinkovitost i održivost drugog mirovinskog stupa unutar postojećeg sustava mirovinskog osiguranja u Republici Hrvatskoj. Pri tome će biti korišten kombinirani metodološki pristup uz kvantitativno i kvalitativno istraživanje, kako bi rezultati istraživanja bili vjerodostojniji. Drugi stup sustava mirovinskog osiguranja za hrvatsko tržište je provedbom reforme mirovinskog sustava predstavljao inovaciju uvođenjem kapitalizirane štednje, a cilj drugog stupa mirovinskog osiguranja je bila uspostava dugoročno održivog sustava koji će na bolji način štititi umirovljenike od rizika starosti, invalidnosti i smrti. No, kako razvoj i održivost hrvatskog mirovinskog sustava ovisi o demografskim i gospodarskim kretanjima koji narušavaju održivost drugog mirovinskog stupa u budućnosti, potrebno je provesti nove prijedloge reforme koji su predloženi u radu i od kojih se očekuje da će omogućiti dugoročnu uspješnost poslovanja obveznih mirovinskih fondova i održivost drugog mirovinskog stupa Republike Hrvatske u budućnosti. Zaključno, mirovinski sustav sa tri stupa predstavlja napredak, no potrebno ga je prilagođavati novim okolnostima i izazovima s kojima se susreće drugi stup mirovinskog osiguranja.

Abstract (english)

The subject of the work is the second pillar of the pension system in the Republic of Croatia. This work will analyze the effectiveness and sustainability of second pillar within the current system of pension insurance in the Republic of Croatia. In this work will be used combined methodological approach to the quantitative and qualitative research, in order to survey results were be credible. The second pillar of the Croatian market with the implementation of the reform of the pension system by introducing innovation represented capital savings, and the goal of the second pillar has been the establishment of long-term sustainable system that will better protect retirees against the risk of old age, disability and death. But as the development and sustainability of the Croatian pension system depends on the demographic and economic developments which disrupt the sustainability of pension in the future, it is necessary to implement the new reform proposals that have been suggested in this work and some of which are expected to provide long-term business performance of mandatory pension funds and sustainability of pension the Croatian in the future. Finally, the pension system with three pillars represents progress, but needs to adapt to new circumstances and challenges facing the second pension pillar.

• Keywords: mirovinsko osiguranje; drugi stup; Hrvatska
• Language: croatian
• URN:NBN: urn:nbn:hr:148:872602
• Study programme: Title: Business Economics; Study programme type: university; Study level: graduate; Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Access restricted to students and staff of home institution
• Public note: Ključne riječi dodijelio knjižničar.
• Created on: 2016-10-12 13:57:30