Održivost mirovinskog sustava u Republici Hrvatskoj

master's thesis

• Title (english): Sustainability of the pension system in the Republic of Croatia
• Author: Nina Kalauz
• Mentor: Hrvoje Šimović (mentor)
• Committee member: Dajana Barbić (predsjednik povjerenstva)
• Committee member: Marko Primorac (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; Zagreb
• Defense date and country: 2015-09-30, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics; Finance

Abstract

Razlog za analizu mirovinskog sustava Republike Hrvatske kao predmet diplomskog rada
pronalazi se u problematici i izazovima s kojima se mirovinski sustav suočava. Svrha
predloženog diplomskog rada je istaknuti ocjenu stanja i budućnost mirovinskog sustava u
Hrvatskoj, a posebna pozornost pridaje se razmatranju primjerenosti mirovina. U okviru
analize primjerenosti mirovina istaknut će se odnos osiguranika i korisnika mirovina,
demografska kretanja, te deficit mirovinskog osiguranja. Projekcije ukazuju na to da će
mirovine koje se isplaćuju na temelju osiguranja iz oba mirovinskog stupa biti znatno niže od
mirovina koje se isplaćuju na osnovi sudjelovanja samo u prvom stupu. U pogledu fiskalne
ravnoteže, projekcije pokazuju da će doći do smanjenja deficita koje će se postići uštedama
na strani rashoda, odnosno smanjenjem relativne visine mirovina u odnosu na prosječnu
plaću. Postoji niz reformskih aktivnosti za postizanje primjerenosti mirovina čijim
korištenjem postoji mogućnost viših mirovina uz umjerene fiskalne troškove ukoliko društvo
i građani budu na odgovoran način dijelili teret odgovornosti za primanja u starosti. Kao
izvori podataka koristit će se sekundarni izvori literature, dostupne službene publikacije.

Abstract (english)

The reason for the analysis of the pension system of the Republic of Croatia as a subject of
thesis is found in the problems and challenges facing the pension system. The purpose of the
proposed diploma paper is to highlight assessment of the situation and the future of the
pension system in Croatia, and special attention is given to reviewing the adequacy of
pensions. The analysis of the adequacy of pensions will display the ratio of insured persons
and pensioners, demographic trends, and the deficit of the pension insurance. Projections
indicate that pensions which are paid on the basis of security of both pillar to be significantly
lower than pensions that are paid on the basis of participation only in the first pillar. In terms
of fiscal balance is projected to reach deficit reduction that will be achieved by savings on the
expenditure side, which means reducing the relative amount of pension compared to the
average salary. There are a number of reforms to achieve adequacy of pensions and
possibility of higher pension with moderate fiscal costs if society and citizens will
responsibly share the burden of responsibility forincome in old age. As data sources will be
used secondary sources of literature, available official publication.

• Keywords: mirovinski sustav u RH; primjerenost mirovina; izazovi mirovinskog sustava; održivost
• Keywords (english): pension system in Croatia; adequacy of pensions; the pension system challenges; sustainability
• Language: croatian
• URN:NBN: urn:nbn:hr:148:849669
• Study programme: Title: Business Economics; Study programme type: university; Study level: graduate; Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Access restricted to students and staff of home institution
• Created on: 2016-10-27 10:48:43