Zakonski i tržišni okvir potrošačkog kreditiranja u Republici Hrvatskoj

master's thesis

• Title (english): The legal and market frame work in consumer lending in Croatia
• Author: Martina Špirelja
• Mentor: Jakša Krišto (mentor)
• Committee member: Anita Pavković (predsjednik povjerenstva)
• Committee member: Ana Ivanišević Hernaus (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; Zagreb
• Defense date and country: 2016-02-01, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics

Abstract

Financiranje stanovništva jedan je od važnijih poslova kreditnih i financijskih institucija. U Republici Hrvatskoj banke su i dalje dominantan pružatelj financijskih usluga stanovništvu, međutim to se polako mijenja. Potrošački kredit jedan je od zastupljenijih kredita te on omogućava potrošnju iznad trenutne moguće. Potrošačko kredititiranje u Republici Hrvatskoj provodi se putem Zakona o potrošačkom kreditiranju. On uređuje ugovore o kreditu, informacije te prava potrašača. Poslovanje te osnivanje kreditnih institucija u Republici Hrvatskoj uređuje Zakon o kreditnim institucijama. Superviziju kreditnih institucija koje nude potrošačko kreditiranje provodi Hrvatska narodna banka. Tržište potrošačkog financiranja u Republici Hrvatskoj oporavljalo se sukladno malom ekonomskom oporavku te visokoj nezaposlenosti.

Abstract (english)

Financing households is one of the important business of credit and financial institutions. In Croatia banks are still dominant providers of financial services to individuals, but that is slowly changing. Consumer credit is one of the common loans and it allows consumption above the current possible. Monitoring consumer credits in Croatia is trought Consumer Credit Act. It regulates the loan agreements, information and consumer rights. Also the establishment of credit institutions in the Republic of Croatia is carried out by the Credit Institutions Act. Supervision of credit institutions who provide consumer credit is performed by the Croatian National Bank. Consumer credit market is recovered in according to little economic recovery and high unemployment.

• Keywords: kreditna institucija; potrošački kredit; supervizija; tržište potrošačkog kreditiranja
• Keywords (english): credit institution; consumer credit; supervision; consumer credit market
• Language: croatian
• URN:NBN: urn:nbn:hr:148:181885
• Study programme: Title: Business Economics; Study programme type: university; Study level: graduate; Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Access restricted to students and staff of home institution
• Created on: 2016-11-03 13:28:10