Analiza sustava mirovinskog sustava osiguranja u Republici Hrvatskoj i Sloveniji

master's thesis

• Title (english): Analysis of the pension system in the Republic of Croatia and Slovenia
• Author: Kristina Krsnik
• Mentor: Maja Mihelja Žaja (mentor)
• Committee member: Hrvoje Šimović (predsjednik povjerenstva)
• Committee member: Marko Primorac (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; Zagreb
• Defense date and country: 2015-09-30, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics

Abstract

Sustav mirovinskog osiguranja se razvio kako bi se osigurala financijska sigurnost za osobe u trenutku umirovljenja, invalidnosti ili smrti hranitelja. Mirovinski sustav je razvijen u 19. stoljeću, a danas ima važnu ulogu u većini suvremenih zemalja.
Mirovinski sustav Republike Hrvatske je reformiran i sastoji se od tri stupa. Čine ga kombinacija sustava međugeneracijske solidarnosti i sustava kapitalizirane štednje. Prvi i drugi stup su obvezni, a treći je dobrovoljan. Mirovinski sustav u Sloveniji je također reformiran i sastoji se od tri stupa. Razlike između ova dva sustava se javljaju u drugom stupu koji u Sloveniji nije u potpunosti obvezan. Obje zemlje suočavaju se s demografskim problemima i visokim javnim rashodima za mirovinske sustave.
U radu je analiziran sustav mirovinskog osiguranja u Hrvatskoj i Sloveniji. Definirane su njihove osnovne značajke te navedene razlike i sličnosti. Također je prikazan utjecaj krize na mirovinske sustave kao i izazovi koji stoje pred njima u budućnosti. Kako bi mirovinski sustavi mogli opstati u dugom roku morat će se provoditi daljnje reforme sa ciljem da se mirovinski sustavi prilagode okolnostima te da budu efikasni.

Abstract (english)

Pension insurance system was developed to ensure financial security for persons at the time of retirement, disability or death of a breadwinner. The pension system was developed in the 19th century, and today plays an important role in most modern countries.
The pension system of the Republic of Croatia was reformed and consists of three pillars. It combines the PAYG system and the system of capitalized savings. The first and second pillar are mandatory and the third one is voluntary. The pension system in Slovenia was also reformed and consists of three pillars. The differences between the pension system in Croatia and Slovenia are in the second pillar, which in Slovenia is not fully obligated. Both countries have demographic problems and high public expenditures for pension systems.
This paper analyzes the pension insurance system in Croatia and Slovenia. In paper are defined basic features in the pension system in Croatia and in Slovenia and their differences and similarities. It also shows the impact of the crisis on pension systems as well as the challenges in the future. Pension systems should implement reforms and only so they can survive in long term. The goal is to adapt pension systems to new circumstances and that they are effective.

• Keywords: mirovinski sustav; mirovinske reforme; doprinosi; prava i mirovine iz mirovinskog osiguranja; strategije razvoja
• Keywords (english): pension system; pension reform; contributions; pension rights and pension; development strategy
• Language: croatian
• URN:NBN: urn:nbn:hr:148:672540
• Study programme: Title: Business Economics; Study programme type: university; Study level: graduate; Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Access restricted to students and staff of home institution
• Created on: 2016-11-10 12:17:13