Financiranje energetski učinkovitih nekretnina

master's thesis

• Title (english): Financing energy efficient real estate
• Author: Dora Hedl
• Mentor: Dajana Barbić (mentor); MBZ: 315024
• Committee member: Hrvoje Šimović (predsjednik povjerenstva)
• Committee member: Jurica Šimurina (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; Zagreb
• Defense date and country: 2019-09-24, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics; Finance

Abstract

Zaštita okoliša, velika potrošnja energije, onečišćenje emisijom stakleničkih plinova i važnost
korištenja obnovljivih izvora energije postaju sve važnije i popularnije teme današnjice.
Ulaskom u Europsku uniju Republika Hrvatska počela je sve više djelovati u smjeru održivog
i energetski efikasnog razvoja gospodarstva. Uočavajući važnost energetske učinkovitosti u
zaštiti okoliša u sam vrh svojih strateških ciljeva uvrstila je upravo ovu gospodarski važnu temu.
Sve se više pažnje posvećuje energetskoj učinkovitosti i održivosti u zgradarstvu zbog vrlo
jasne činjenice da je sektor zgradarstva najveći svjetski potrošač energije. Upravo iz tog razloga
ovaj rad daje osvrt na različite programe energetske obnove zgrada javnog sektora,
komercijalnih zgrada, obiteljskih kuća i višestambenih zgrada koji za cilj imaju informiranje
javnosti o cjelokupnom procesu energetske obnove kako bi se potaknula i povećala sama
aktivnost obnove, smanjila potrošnja energije i štetni utjecaj na okoliš, povećalo korištenje
obnovljivih izvora energije, ostvarile energetske uštede i povećao gospodarski rast i razvoj.
Jasno će se raščlaniti neki od temeljnih čimbenika i preduvjeta koji doprinose kvalitetnijoj
provedbi projekata te trenutno dostupni izvori financiranja energetske obnove za javni sektor,
pravne i fizičke osobe. S obzirom na vrlo visoke troškove, dobri uvjeti kreditiranja u
komercijalnim bankama za pravne i fizičke osobe, temeljni proračunski preduvjeti za stjecanje
prava na financiranje unutar državnih institucija, mogućnosti stjecanja prava na djelomično
financiranje koja osiguravaju brojne nacionalne i europske institucije promiču dugoročni
održivi razvoj u području energetike.

Abstract (english)

Environmental protection, high energy consumption, greenhouse gas pollution and the
importance of using renewable energy are becoming more and more popular topics today. With
joining European Union, the Republic of Croatia has started to take more and more steps
towards sustainable and energy-efficient economic development. This is economically
important topic and Croatia, noting the importance of energy efficiency in environmental
protection, places it at the very top of its strategic goals. Energy efficiency and sustainability
are under increasing attention in the building industry due to the very clear fact that the
construction sector is the world's largest energy consumer. Because of this reason this thesis
focuses on the various energy renovation programs for public sector buildings, commercial
buildings, single-family homes and multi-family dwellings, which aim to inform the public
about the overall energy renewal process in order to stimulate and increase renewal activity
itself, reduce energy consumption and harmful effects on the environment, increase use of
renewable energy sources, achieve energy savings and increase economic growth and
development. In the thesis are clearly identified some of the basic factors and preconditions that
contribute to better quality project implementation and the currently available sources of energy
renewal financing for the public sector, legal and natural persons. Given the very high costs,
good lending conditions at commercial banks for legal and natural persons, basic budgetary
preconditions for acquiring the right to finance within state institutions, opportunities to obtain
the right to partial financing provided by numerous national and European institutions promote
long-term sustainable development in the area energy.

• Keywords: energetska učinkovitost; energetska obnova; obnovljivi izvori energije; potrošnja energije; financiranje
• Keywords (english): energy efficiency; energy renewal; renewable energy sources; energy consumption; financing
• Language: croatian
• URN:NBN: urn:nbn:hr:148:533128
• Study programme: Title: Economics; Study programme type: university; Study level: graduate; Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Closed access
• Created on: 2019-09-25 10:13:02