Procedura utvrđivanja kreditne sposobnosti i odobravanja kredita poduzetniku

master's thesis

• Title (english): Procedure for determining creditworthness and approving loans to the entrepreneur
• Author: Ivana Konjević
• Mentor: Branka Tuškan Sjauš (mentor); MBZ: 306803
• Committee member: Jakša Krišto (predsjednik povjerenstva)
• Committee member: Mladen Turuk (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; (Department of Finance); Zagreb
• Defense date and country: 2021-09-08, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics; Economics of Entrepreneurship

Abstract

Cilj ovog rada bio je pokazati proceduru i postupak odobravanja kredita poduzetniku od strane kreditnih institucija. Poduzetnik ima ideju za pokretanje novog ili unapređenje postojećeg poslovanja, ali za realizaciju toga potrebna su mu financijska sredstva. Poduzetnik se obraća kreditnim institucijama te zatražuje kredit. U ovom radu opisane su vrste kredita koje kreditne institucije ustupaju poduzetnicima te procedura koju svaki poduzetnik treba proći od trenutka kada je zatražio kredit do trenutka kada mu kreditna institucija ustupa novčana sredstva na korištenje. Velik dio ovog rada obuhvaća analizu kredita koje su kreditne institucije odobrile poduzetnicima u Republici Hrvatskoj te udjela neprihodujućih kredita.

Abstract (english)

The aim of this paper was to show the procedureand process for granting a loan to an entrepreneur by credit institutions. An entrepreneur has an idea to start a new or improve an existing business, but to do so he needs financial resources. The entrepreneur applies to credit institutions and requests a loan. This paper describes the types of loans that credit institutions provide to entrepreneurs and the procedure that each entrepreneur must go through from the moment he requested the loan to the moment when the credit institution provides him with funds for use. A large part of this paper includes an analysis of loans granted by credit institutions to entrepreneurs in the Republic of Croatia and the share of non-performing loans.

• Keywords: bankovni kredit; poduzetnik; kreditna sposobnost
• Keywords (english): bank loan; entrepreneur; creditworthiness
• Language: croatian
• URN:NBN: urn:nbn:hr:148:061600
• Study programme: Title: Economics of Entrepreneurship; Study programme type: professional; Study level: specialist graduate; Academic / professional title: stručni specijalist/specijalistica poduzetništva (stručni specijalist/specijalistica poduzetništva)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Access restricted to students and staff of home institution
• Created on: 2021-09-08 17:26:15