Rad uz mirovinu u Hrvatskoj

master's thesis

• Title (english): Work in retirement in Croatia
• Author: Patricia Arlavi
• Mentor: Ivan Čipin (mentor)
• Committee member: Jakša Krišto (predsjednik povjerenstva)
• Committee member: Šime Smolić (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; Zagreb
• Defense date and country: 2022-09-26, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics

Abstract

Kontinuirana prirodna depopulacija koja u Hrvatskoj traje od 1991. godine negativno utječe na mirovinski sustav i na tržište rada. Sve većim udjelom starijeg stanovništva u ukupnoj populaciji dovodi do pitanja održivosti mirovinskog sustava u budućnosti. Stoga je vrlo bitno mlađim generacijama naglašavati važnost štednje za starost. Uvođenjem trećeg mirovinskog stupa koji predstavlja dobrovoljnu mirovinsku štednju, država poticajnim sredstvima želi uključiti što veći broj pojedinaca. Hrvatsko tržište rada karakteriziraju niske stope zaposlenosti, neusklađenost ponude i potražnje, niske plaće i nedostatak radne snage. Ulaskom u Europsku uniju otvorila se mogućnost slobodnog kretanja na tržištu rada unutar Europske unije što je potaknulo sve veće iseljavanje, posebice mlađe populacije. Na taj način Hrvatska gubi mladu i obrazovnu radnu snaga koja je pokretač razvoja gospodarstva. Vlada je izmjenom zakona o mirovinama omogućila umirovljenicima zapošljavanje na pola radnog vremena bez obustave mirovine i na taj način im omogućila dodatan izvor prihoda, a poslodavcima dodatan izvor radne snage. Umirovljenici postaju sve važniji faktor na tržištu rada. Pri izradi ovog rada provedena je anketa putem kraćeg upitnika te dubinski intervju čija je svrha bila istražiti motive i stavove ostanka na tržištu rada uz mirovinu onih koji su pred umirovljenjem i onih koji su već umirovljeni. Rezultati istraživanja pokazali su da su financijski razlozi ključan faktor zapošljavanja uz mirovinu, a zatim radne navike, te da su umirovljenici najzastupljeniji u djelatnostima trgovine. Također, istraživanje je pokazalo da su umirovljenici zadovoljni s trenutni poslom i da rade čak i više od propisanog fonda sati.

Abstract (english)

The continuous natural depopulation that has been going on in Croatia since 1991 has a negative impact on the pension system and the labor market. The increasing share of the elderly population in the total population calls into question the sustainability of the pension system in the future. Therefore, it is very important to emphasize the importance of saving for old age to younger generations. By introducing the third pension pillar, which represents voluntary pension savings, the state wants to involve as many individuals as possible with incentives. The Croatian labor market is characterized by low employment rates, a mismatch between supply and demand, low wages and a lack of labor. Joining the European Union opened up the possibility of free movement on the labor market within the European Union, which encouraged an increasing number of emigration, especially of the younger population. In this way, Croatia is losing its young and educated workforce, which is the engine of economic development. By amending the law on pensions, the government enabled part-time employment for pensioners without suspending their pension, thereby providing them with an additional source of income, and employers with an additional source of labor. Pensioners are becoming an increasingly important factor in the labor market. During the preparation of this paper, a survey was conducted using a short questionnaire and an in-depth interview, the purpose of which was to investigate the motives and attitudes of those who are about to retire and those who have already retired to stay on the labor market with a pension. The results of the research showed that financial reasons are a key factor in employment in addition to pensions, followed by work habits, and that pensioners are the most represented in trade activities. Also, the research showed that retirees are satisfied with their current job and that they work even more than the prescribed number of hours.

• Keywords: rad uz mirovinu; radna snaga; tržište rada; starenje stanovništva; financijska održivost
• Keywords (english): work in retirement; work force; labor market; population aging; financial viability
• Language: croatian
• URN:NBN: urn:nbn:hr:148:922612
• Study programme: Title: Business Economics; Study programme type: university; Study level: integrated undergraduate and graduate; Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Access restricted to students and staff of home institution
• Created on: 2022-09-26 17:55:28