Nekretnine kao oblik ulaganja u osobnim financijama

master's thesis

• Title (english): Real estate as a form of investment in personal finance
• Author: Ivona Repe
• Mentor: Marijana Ivanov (mentor)
• Committee member: Gordana Kordić (predsjednik povjerenstva)
• Committee member: Dajana Barbić (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; (Department of Finance); Zagreb
• Defense date and country: 2023-09-13, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics; Finance

Abstract

U modernom ekonomskom okruženju, osobno financijsko planiranje postaje ključno za postizanje financijske sigurnosti, dugoročnih ciljeva i optimalnog iskorištavanja raspoloživih resursa. Jedan od ključnih elemenata ovog procesa je pažljivo odabiranje oblika ulaganja koji će omogućiti pojedincima da postignu svoje financijske ciljeve. U tom kontekstu, nekretnine su jedan od najvažnijih i najatraktivnijih oblika ulaganja koji pruža jedinstvene ekonomske koristi.

Ulaganje u nekretnine nije samo kupovina fizičke imovine, već i ulaganje i oblik štednje. Nekretnine predstavljaju širok spektar mogućnosti, uključujući stambene, komercijalne, industrijske i poljoprivredne nekretnine. Ovaj rad istražuje ulogu nekretnina kao oblika ulaganja u osobnim financijama iz ekonomske perspektive, istražujući ključne faktore koji oblikuju njihovu privlačnost, rizike i dugoročni potencijal.

Kroz analizu ekonomske dinamike nekretnina kao oblika ulaganja, ovaj rad će istražiti kako cijene nekretnina reagiraju na promjene kamatnih stopa, inflaciju, gospodarski rast i druge ključne ekonomske faktore. Također će istražiti kako se nekretnine mogu prilagoditi osobnom financijskom planiranju i kako mogu podržati dugoročne ciljeve kao što su mirovina, obrazovanje djece i ostvarivanje financijske neovisnosti.

Kroz sveobuhvatan pregled ekonomske uloge nekretnina kao oblika ulaganja u osobnim financijama, ovaj rad će pružiti dublje razumijevanje njihovog mjesta u ekonomskom okruženju, kako za pojedince tako i za šire društvo.

Abstract (english)

In the modern economic environment, personal financial planning becomes essential for achieving financial security, long-term goals and optimal utilization of available resources. One of the key elements of this process is the careful selection of investment forms that will enable individuals to achieve their financial goals. In this context, real estate is one of the most important and attractive forms of investment that provides unique economic benefits.

Investing in real estate is not only the purchase of physical property, but also an investment and a form of savings. Real estate represents a wide range of opportunities, including residential, commercial, industrial and agricultural real estate. This paper explores the role of real estate as a form of investment in personal finance from an economic perspective, exploring the key factors that shape its appeal, risks and long-term potential.

Through an analysis of the economic dynamics of real estate as a form of investment, this paper will explore how real estate prices react to changes in interest rates, inflation, economic growth, and other key economic factors. It will also explore how real estate can fit into personal financial planning and how it can support long-term goals such as retirement, children's education and achieving financial independence.

Through a comprehensive overview of the economic role of real estate as a form of investment in personal finance, this paper will provide a deeper understanding of its place in the economic environment, both for individuals and for the wider society.

• Keywords: tržište nekretnina; osobne financije; ulaganje; makroekonomski faktori
• Keywords (english): real estate market; personal finance; investment; macroeconomic factors
• Language: croatian
• URN:NBN: urn:nbn:hr:148:954469
• Study programme: Title: Business Economics; Study programme type: university; Study level: integrated undergraduate and graduate; Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Access restricted to students and staff of home institution
• Created on: 2023-09-15 06:41:41