Primjena FinTech rješenja u uslugama plaćanja u naftnoj industriji

master's thesis

• Title (english): Application of FinTech solutions in payment services in the oil industry
• Author: Irena Ćužić
• Mentor: Jakša Krišto (mentor)
• Committee member: Branka Tuškan Sjauš (predsjednik povjerenstva)
• Committee member: Ana Ivanišević Hernaus (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; (Department of Finance); Zagreb
• Defense date and country: 2023-09-14, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics; Finance

Abstract

Razvoj tehnologije i uvođenje novih tehnoloških inovacija dovelo je do stvaranja novih, inovativnih načina pružanja financijskih usluga što uvodi promjene u načinu poslovanja. Pojam FinTech dolazi od kombinacije riječi tehnologija i financije, danas je neizbježan i gotovo sigurno integriran u različite sfere za poboljšanje svih aspekata financijskih usluga koje se pružaju tvrtkama i pojedincima. Ovaj koncept počeo je djelovati prvenstveno u financijskoj industriji ali brzo se proširio i na druge industrije. Kada spominjemo FinTech možemo reći da pokriva industrije od obrazovanja, financijskog sektora, naftne industrije pa sve do kripto valuta. Razvoj i potencijal FinTech-a potaknuo je stvaranje novih rješenja radi kojih su institucije i kompanije primorane prilagođavati svoje poslovne modele i pratiti aktualne trendove kako bi održale poziciju na tržištu. Možemo reći da je FinTech aplikacija tehnologije koja rješava probleme u financijskom sustavu te gradi novu financijsku uslugu ili inovaciju. Najnovije digitalne tehnologije pozitivno utječu na društvo i uspješnost gospodarstva. U radu su opisane glavne karakteristike i obilježja FinTech industrije te njegova uloga u platnim uslugama. Cilj ovog rada je prikaz i analiza potencijalne primjene FinTech plaćanja na primjeru naftne industrije. Živimo u vrijeme kada se poslovanje odvija pod utjecajem konstantnih promjena na svim područjima, stoga je od iznimne važnosti za poslovni uspjeh i opstanak pratiti nove trendove, biti kreativan te pružiti inovativne proizvode i usluge na tržištu.

Abstract (english)

The development of technology and the introduction of new technological innovations has led to the creation of new, innovative ways of providing financial services, which introduces changes in the way of doing business. The term FinTech comes from the combination of the words technology and finance, today it is inevitable and almost certainly integrated into different spheres to improve all aspects of financial services provided to companies and individuals. This concept began to work primarily in the financial industry, but quickly spread to other industries as well. When we mention FinTech, we can say that it covers industries from education, the financial sector, the oil industry, all the way to cryptocurrencies. The development and potential of FinTech has encouraged the creation of new solutions for which institutions and companies are forced to adapt their business models and follow current trends in order to maintain their position on the market. We can say that FinTech is an application of technology that solves problems in the financial system and builds a new financial service or innovation. The latest digital technologies have a positive impact on society and the success of the economy. The paper describes the main characteristics and features of the FinTech industry and its role in payment services. The aim of this paper is to present and analyze the potential application of FinTech payments on the example of the oil industry. We live in a time when business is under the influence of constant changes in all areas, therefore it is extremely important for business success and survival to follow new trends, be creative and provide innovative products and services on the market.

• Keywords: FinTech; kriptovalute; naftna industrija; financijske inovacije
• Keywords (english): FinTech; cryptocurrencies; oil industry; financial innovation
• Language: croatian
• URN:NBN: urn:nbn:hr:148:822245
• Study programme: Title: Business Economics; Study programme type: university; Study level: integrated undergraduate and graduate; Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Access restricted to students and staff of home institution
• Created on: 2023-09-15 09:49:22