Analiza investicijskih kredita u Republici Hrvatskoj

master's thesis

• Title (english): Analysis of investment loans in the Republic of Croatia
• Author: Lucija Šoštarić
• Mentor: Silvija Vlah Jerić (mentor)
• Granter: University of Zagreb; Faculty of Economics and Business; Zagreb
• Defense date and country: 2023-09-26, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics

Abstract

Kreditiranje investicija predstavlja najsloženije bankarske dugoročne poslove. Upravo je investicijski kredit oblik eksternog financiranja poduzeća pri pokretanju poslovnog pothvata kada se poduzeća susreću s brojnim preprekama. Banke stoga imaju razvijene brojne ponude u obliku dugoročnih investicijskih kredita. Pri samoj obradi kredita banka mora utvrditi je li konkretna investicija isplativa, prema kojim uvjetima i kada. Dinamika i rok otplate u ovisnosti su o djelatnosti i investiciji koja se financira. Analizirajući ponudu investicijskih kredita banaka na području Republike Hrvatske tumači se kako je ponuda kredita široka i kako je u ovisnosti o samom poduzeću i konkretnoj investiciji prilikom čega svakako prednost imaju već postojeća poduzeća koja su poslovala s dosadašnjom dobiti.

Abstract (english)

Investment lending represents the most complex banking long-term business. An investment loan is a form of external financing for companies when starting a business venture when companies face numerous obstacles. Banks have therefore developed numerous offers in the form of long-term investment loans. When processing the loan itself, the bank must determine whether a specific investment is profitable, under what conditions and when. The dynamics and repayment period depend on the activity and the investment being financed. Analyzing the offer of investment loans from banks in the Republic of Croatia, it is interpreted that the offer of loans is broad and that it depends on the company itself and the specific investment, in which case already existing companies that have been operating with a profit so far have an advantage.

• Keywords: investicijski kredit; kreditiranje; rok otplate
• Keywords (english): investment loan; lending; repayment term
• Language: croatian
• URN:NBN: urn:nbn:hr:148:011739
• Study programme: Title: Business Economics; Study programme type: university; Study level: graduate; Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Access restricted to students and staff of home institution
• Created on: 2023-09-27 14:25:01