Utjecaj kreditnog rizika na male, srednje i velike banke

master's thesis

• Title (english): Impact of credit risk in small, medium and large banks
• Author: Dean Horvat
• Mentor: Anita Pavković (mentor)
• Committee member: Jakša Krišto (predsjednik povjerenstva)
• Committee member: Ana Ivanišević Hernaus (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; Zagreb
• Defense date and country: 2016-06-13, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics

Abstract

Banka je najvažnija financijska institucija koja pruža veliki izbor financijskih usluga. Posluje na tri važna načela, a to su načelo likvidnosti, sigurnosti i rentabilnosti. Banke su financijske institucije koje se bave prikupljanjem novčanih sredstava, plasiranjem novčanih sredstava, pružanjem financijskih usluga i najveći su izvor novčanih sredstava na financijskom tržištu. Rezerve banaka su temelj za provođenje vladinih stabilizacijskih politika, što nam ukazuje na činjenicu da su banke najvažnije financijske institucije koje imaju veliko značenje za gospodarstvo svake zemlje. Banke su prilikom obavljanja svoje djelatnosti izložene brojnim rizicima, od kojih dominira kreditni rizik. Kreditni rizik je rizik koji nastaje prilikom investiranja financijskih sredstava. To je rizik koji ukazuje na potencijalni gubitak, odnosno, da jedna stana neće ispuniti svoje obveze, ili da će ih ispuniti djelomično ili nepravovremeno.

Abstract (english)

The Bank is the most important financial institution that offers a wide range of financial services. It operates in three important principles, namely the principle of liquidity, safety and profitability. Banks are financial institutions that collect funds, provide money, provide financial services and offer the biggest source of funds in the financial market. Banks' reserves are the foundation for the implementation of government stabilization policies which indicate the fact that banks are the most important financial institutions and are of great importance for the economy of each country. Banks are exposed to numerous risks, the credit risk dominates, during the performance of their activities. Credit risk is the risk that arises when investing financial resources. This is a risk which indicates the potential loss, or that one party will not meet its obligations or that they will fulfill them partially or untimely.

• Keywords: kreditni rizik; banka; gospodarstvo
• Keywords (english): credit risk; bank; economy
• Language: croatian
• URN:NBN: urn:nbn:hr:148:775276
• Study programme: Title: Business Economics; Study programme type: university; Study level: graduate; Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Access restricted to students and staff of home institution
• Created on: 2016-12-14 17:16:35