Osiguranje poljoprivrede u državama članicama EU

master's thesis

• Title (english): Agriculture insurance in EU member states
• Author: Ines Kaldi
• Mentor: Maja Mihelja Žaja (mentor)
• Committee member: Mihovil Anđelinović (predsjednik povjerenstva)
• Committee member: Maja Mihelja Žaja (član povjerenstva)
• Committee member: Dajana Barbić (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; (Department of Finance); Zagreb
• Defense date and country: 2021-09-13, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics; Finance

Abstract

Osiguranje je jedan od načina preventivnog djelovanja sa svrhom smanjivanja posljedica rizika i velikih gubitaka u poljoprivredi. Na temelju pregleda literature i analize podataka, u radu se daje pregled najznačajnijih obilježja i način funkcioniranja poljoprivrednog osiguranja u Europskoj Uniji, posebno u Poljskoj i Hrvatskoj. Osnovu rada čini Zajednička poljoprivredna politika, odnosno upravljanje rizikom koji je sastavni dio iste te usporedba ponude i politika potpore poljoprivrednog osiguranja u Hrvatskoj i Poljskoj. Analizira se pokrivenost rizika, subvencija premije osiguranja te način funkcioniranja sustava osiguranja poljoprivrede u prethodno navedenim državama članicama. U Hrvatskoj, zahvaljujući „Mjeri 17. - Osiguranje usjeva, životinja i biljaka“, zadnjih nekoliko godina vidljiv je veliki napredak u ovoj vrsti osiguranja u vidu rasta premije, broja sklopljenih polica te rasta interesa poljoprivrednika. U Poljskoj, za razliku od Hrvatske, postoji dio osiguranja u poljoprivredi koji su poljoprivrednici dužni ugovoriti te dio koji je dobrovoljan. No, ponuda poljoprivrednog osiguranja u promatranim državama još uvijek je koncentrirana, odnosno manji broj osiguravajućih društava nudi ovu vrstu osiguranja.

Abstract (english)

Insurance is one of the preventive actions to reduce the consequences of risks and significant losses in agriculture. Based on a literature review and data analysis, the paper provides an overview of the most important features and functioning of agricultural insurance in the European Union, especially in Poland and Croatia. The work is based on the Common Agricultural Policy, especially risk management, which is an integral part of it. It compares the offer and policy of agricultural insurance support in Croatia and Poland. Also, the risk coverage, the insurance premium subsidy, and the functioning of the agricultural insurance system in Poland and Croatia are analyzed. In Croatia, thanks to "Measure 17 - Insurance of crops, animals and plants", there is a great progress in this type of insurance (premium growth, the number of policies and the growth of farmers interest) in the last few years. In Poland, unlike in Croatia, there is a part of agricultural insurance that farmers are obliged to contract and a voluntary part. However, the offer of agricultural insurance in the observed countries is still concentrated, a small number of insurance companies offer this type of insurance.

• Keywords: poljoprivreda; rizik u poljoprivredi; upravljanje rizikom; osiguranje poljoprivrede; Zajednička poljoprivredna politika
• Keywords (english): agriculture; risk in agriculture; risk management; agricultural insurance; Common Agricultural Policy
• Language: croatian
• URN:NBN: urn:nbn:hr:148:367232
• Study programme: Title: Economics; Study programme type: university; Study level: graduate; Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Access restricted to students and staff of home institution
• Created on: 2021-09-15 10:25:47