Analiza financijske pismenosti osnovnoškolaca u Krapinsko-zagorskoj županiji

master's thesis

• Title (english): Financial literacy analysis among elementary school students in Krapinsko-zagorska county
• Author: Emilija Krkalo
• Mentor: Dajana Barbić (mentor); MBZ: 315024
• Committee member: Marijana Ivanov (predsjednik povjerenstva)
• Committee member: Davor Labaš (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; Zagreb
• Defense date and country: 2021-09-23, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics; Finance

Abstract

Financijska pismenost je važan segment života svakog pojedinca. Ubrzanim procesom globalizacije, tehnološkim napretkom i sve većom kompleksnošću financijskog sustava, raste potreba za financijskim opismenjavanjem društva, a posebice za financijskim opismenjavanjem djece i mladih. Cilj ovog rada je opisati temeljne koncepte financijske pismenosti, predočiti stanje i razinu financijske pismenosti u Republici Hrvatskoj općenito, s posebnim naglaskom na djecu i mlade te ukazati na važnost financijskog opismenjavanja već u ranoj dobi. Istraživanjem je ispitana razina financijske pismenosti učenika 6. i 8. razreda u Krapinsko-zagorskoj županiji te su istražene potencijalne razlike u razini financijske pismenosti s obzirom na dob i spol. Rezultati provedenog istraživanja pokazuju kako ne postoje značajne razlike u razini financijske pismenosti s obzirom na spol. Osim toga, razina financijske pismenosti učenika 6. i 8. razreda je gotovo na identičnoj razini. Iako učenici posjeduju dobru razinu financijske pismenosti, potrebno je financijsko obrazovanje uključiti u školski kurikulum kako bi se mlade pripremilo za financijske odluke koje će donositi.

Abstract (english)

Financial literacy is an important segment of every individual’s life. Process of globalization, technological progress and the increasing complexity of the financial system are making the need for the financial literate society even bigger. Special attention should be paid to the financial literacy of children and young people. The aim of this paper is to describe the basic concepts of financial literacy, to present the level of the financial literacy in the Republic of Croatia in general and among children and young people in particular. It should also point out the need of financial literacy at an early age. The research examined the level of financial literacy of 6th and 8th grade students in Krapinsko-zagorska county and potential differences in the level of financial literacy with regard to age and gender. The research has shown that there are no significant differences in the level of financial literacy when observing gender. In addition, the level of financial literacy of 6th and 8th grade students is almost identical. Although students have a good level of financial literacy, financial education needs to be included in the school curriculum in order to prepare young people for financial decisions they will make in the future.

• Keywords: financijska pismenost; mladi; financijsko obrazovanje; financijske odluke
• Keywords (english): financial literacy; youth; financial education; financial decisions
• Language: croatian
• URN:NBN: urn:nbn:hr:148:186769
• Study programme: Title: Economics; Study programme type: university; Study level: integrated undergraduate and graduate; Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Open access
• Created on: 2021-09-27 08:37:06