Mirovinski fondovi u Republici Hrvatskoj i njihova uloga u financijskom i gospodarskom sustavu

master's thesis

• Title (english): Pension funds in Croatia and their role in financial and economic system
• Author: Kristina Majcenić
• Mentor: Maja Mihelja Žaja (mentor)
• Committee member: Antonija Buljan (predsjednik povjerenstva)
• Committee member: Dajana Barbić (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; (Department of Finance); Zagreb
• Defense date and country: 2022-09-05, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics; Finance

Abstract

Većina pojedinaca u jednom se trenutku života nađe u situaciji kada prestaje biti radno sposobno te aktivno. U tim je trenucima odgovornost pojedinca i države podijeljena. Naime, kada pojedinac prestane ostvarivati samostalne prihode, mirovina mu predstavlja glavni izvor prihoda. Upravo zbog tako velike odgovornosti koju institucija mirovine ima, smatra se kako mirovinski sustav čini vrlo važan dio socijalnog osiguranja stanovništva pojedine države. U ovom se radu tumače pojam i funkcije mirovinskog sustava te mirovinskih fondova. Također, prikazuju se temeljne reforme mirovinskog sustava na području Republike Hrvatske.
U radu se daje i pregled vrsta mirovinskog osiguranja, mirovinskih fondova te institucija koje su nadležne za uspostavljanje regulative, ali, što je bitnije, provođenje reformi mirovinskog sustava te nadzor nad aktualnostima. Mirovinski se sustav analizira i kroz prizmu suvremenih događanja u Republici Hrvatskoj (Covid-19), a analitički dio rada se bavi analizom poslovanja Raiffeisen mirovinskih fondova.

Abstract (english)

Most individuals at one point in their lives find themselves in a situation where they cease to be able to work and be active. In those moments, the responsibility of the individual and the state is divided. Namely, when an individual stops earning independent income, the pension is his main source of income. Precisely because of such a large responsibility that the pension institution has, it is considered that the pension system constitutes a very important part of the social security of the population of a particular country. This paper explains the concept and functions of the pension system and pension funds. Also, fundamental reforms of the pension system in the territory of the Republic of Croatia are presented. The paper also provides an overview of the types of pension insurance, pension funds and institutions that are responsible for establishing regulations, but, what is more important, the implementation of pension system reforms and monitoring of current events.
The pension system is also analyzed through the prism of contemporary events in the Republic of Croatia (Covid-19), and the analytical part of the paper deals with the analysis of the operations of Raiffeisen pension funds.

• Keywords: mirovinsko osiguranje; mirovinski fondovi; gospodarstvo RH
• Keywords (english): pension insurance; pension funds; Croatian economy
• Language: croatian
• URN:NBN: urn:nbn:hr:148:616007
• Study programme: Title: Business Economics; Study programme type: university; Study level: integrated undergraduate and graduate; Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Access restricted to students and staff of home institution
• Created on: 2022-09-05 14:08:53