Utjecaj demografskih promjena na održivost mirovinskog i zdravstvenog sustava

master's thesis

• Title (english): Impact of demographic changes on sustainability pension and health care system
• Author: Lea Habljak
• Mentor: Nika Šimurina (mentor)
• Committee member: Dajana Barbić (predsjednik povjerenstva)
• Committee member: Maja Mihelja Žaja (član povjerenstva)
• Granter: University of Zagreb; Faculty of Economics and Business; (Department of Finance); Zagreb
• Defense date and country: 2022-09-05, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Economics; Finance

Abstract

Svrha pisanja ovog rada je bolje upoznavanje mirovinskog i zdravstvenog sustava u
Republici Hrvatskoj kako bi se bolje razumio problem njihove dugoročne održivosti. Cilj je
povezivanje uzroka i posljedica demografskih promjena te utjecaj istih na mirovinski i
zdravstveni sustav u Hrvatskoj i zemljama članicama Europske Unije. Pri tome korištena
metodologija oslanja se prvenstveno na sekundarne podatke iz domaće i strane literature dok
se stanje o svjesnosti pojedinca o problemima održivosti sustava dobiva iz primarnih
podataka. Demografske promjene potaknute brojnim uzrocima poput dodatnih izvora hrane,
razvoja transporta, povećanje kvalitete zdravstvene zaštite, promjene životnih standarda,
urbanizacije, modernizacije i slično dovele su do niskih stopa nataliteta i mortaliteta.
Posljedice navedenog su smanjenje broja stanovnika, starenje stanovništva, promjena
strukture stanovništva i slično. Sve navedeno ima utjecaj na dva najvažnija sustava socijalne
skrbi: mirovinski i zdravstveni sustav. Dok mirovinski sustav osigurava pojedince od rizika
starosti, invalidnosti i gubitka hranitelja te mu je ključna funkcija osigurati odgovarajući
životni standard radno neaktivnog stanovništva zdravstveni sustav osigurava rizike bolesti i
visoke starosti. Utjecaj demografskih promjena razlikuje se od zemlje do zemlje te je vidljiv
kroz podatke o stopi fertiliteta, očekivanom trajanju života, medijalnoj dobi, vrijednostima
mirovina i plaća, prihodi i rashodi mirovinskog i zdravstvenog sustava i slično. Obzirom na
probleme s održivosti oba sustava Republika Hrvatska i Europska Unija donose brojne mjere
kako bi omogućile dugoročnu održivosti i mirovinskog i zdravstvenog sustava. U rad su
uključeni i rezultati anketnog istraživanja i intervjua koji ukazuju na svjesnost pojedinca o
navedenim problemima.

Abstract (english)

The purpose of writing this paper is to get to know the pension and health system in the Republic of Croatia and to understand the problem of their long term sustainability. The goal is to connect the causes and the consequences of demographic changes and their impact on the pension and health system in Croatia and Member States of the European Union. Used Methodology relies primarily on secondary datas from domestic and foreign literature while the state of consciousness of an individual about the problem of the sustainability of the systems gets from primary datas. Demographic changes fueled by numerous causes such as additional food sources, transportation development, increasing quality of healthcare, changes in life standards, the urbanization, the modernization and so on have led to low birth rates and mortality. The consequences are a decrease in population, the aging of the population, change of population structure and so on. All of the above has an impact on the two most important social systems of care: pension and health system. While the pension system provides protection from risk age, disability and loss of foster parents and its key function is to ensure an appropriate life standard of the working inactive population health system ensures the risks of disease and old age. The influence of demographic changes is different from country to country and it is visible through information on the rate of fertility, life - long life, medial age, values of pensions and salaries, revenues and expenditures of the pension and health system and so on. Considering sustainability problems of both systems, the Republic of Croatia and the European Union bring numerous measures to enable long term sustainability of pension and health systems. Into the paper are included results of survey and interview that indicate an individual’s awareness of the above problems.

• Keywords: demografske promjene; mirovinski sustav; zdravstveni sustav; održivost
• Keywords (english): demographic changes; pension fund; health fund; sustainability
• Language: croatian
• URN:NBN: urn:nbn:hr:148:670362
• Study programme: Title: Business Economics; Study programme type: university; Study level: integrated undergraduate and graduate; Academic / professional title: magistar/magistra ekonomije (magistar/magistra ekonomije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Access restricted to authenticated users
• Created on: 2022-09-07 15:16:14