| Title | Utjecaj monetarne politike na likvidnost banaka u Hrvatskoj i Eurozoni |
| Author | Saša Ščapec |
| Mentor(s) | Ivan Lovrinović (thesis advisor)
|
| Abstract | U ovom radu se fenomen likvidnosti prikazuje u interakciji središnje banke i komercijalnih banaka. Monetarna politika, koju određuje država, a koja se provodi putem središnje banke, dio je ekonomske politike kojom država utječe na ponudu novca i gospodarska kretanja u određenom razdoblju. Primarni cilj djelovanja Hrvatske narodne banke je stabilnost cijena. Dok središnja banka s jedne strane ne može biti nelikvidna, komercijalne banke zbog loše poslovne politike mogu lako zapasti u nelikvidnost, te drugim riječima, mogu propasti. Središnja banka je posljednji oslonac likvidnosti komercijalnim bankama, a komercijalne banke su oslonac likvidnosti gospodarskih subjekata iz sfere realne ekonomije. Zbog toga je veoma važno da središnja banka, a i komercijalne banke vode računa o likvidnosti. U monetarnom smislu pod likvidnošću smatramo dovoljnu količinu novca ponuđenu gospodarstvu, što uključuje i banke. Iz tog temeljenog odnosa izvodi se likvidnost na mikro razini kao predmet pravovremenog izvršenja dospijelih obaveza, što nije moguće ako nema dovoljno novca.
U radu su se analizirati složeni mehanizmi kreiranja novca kroz primarnu i sekundarnu emisiju i instrumenti kojima se HNB-e u tom smislu najviše služi. Također se prikazao način upravljanja likvidošću od strane središnje banke iz Eurozone. |
| Committee Members | Alen Stojanović (committee chairperson)
Ivan Lovrinović (committee member)
Anita Pavković (committee member)
|
| Granter | University of Zagreb
Faculty of Economics and Business |
| Place | Zagreb |
| State | Croatia |
| Scientific field, discipline, subdiscipline | SOCIAL SCIENCES
Economics
Finance
|
| Study programme type | university |
| Study level | postgraduate specialist |
| Study programme | Management of Financial Institutions |
| Academic title abbreviation | univ. spec. oec. |
| Genre | professional thesis |
| Language | Croatian |
| Defense date | 2015 |
| Parallel abstract (English) | In this paper, the phenomenon of liquidity shows the interaction of the central bank and commercial banks. Monetary policy, is conducted by the central bank, and it is part of the economic policy which the government influences the money supply and economic developments in a given period. The primary objective of the Croatian National Bank is price stability. While the central bank on the one hand can't be illiquid commercial banks due to bad business policies can easily fall into insolvency, and in other words, may fail. The central bank's latest liquidity support to commercial banks, and commercial banks support the liquidity of companies in the sphere of the real economy. Therefore it is very important that the central bank and commercial banks take account of liquidity. In monetary terms, the liquidity we consider a sufficient amount of money offered to the economy. From this relationship based performed liquidity at the micro level as the subject of timely execution of maturing obligations, which is not possible if there is not enough money.
In the paper is analyzing the complex mechanisms of creating money through primary and secondary emissions and the instruments wich is CNB using. We also illustrate how is Central bank dealing with the liquidity. |
| Parallel keywords (Croatian) | monetarna politika monetarne institucije likvidnost likvidnost banaka HNB Eurozona Hrvatska |
| Resource type | text |
| Access condition | Access restricted to students and staff of home institution |
| Terms of use |  |
| Note | Ključne riječi dodijelio knjižničar. |
| URN:NBN | https://urn.nsk.hr/urn:nbn:hr:148:646889 |
